SOFI: Financial results

Item 2.02 Results of Operations and Financial Condition. On July 29, 2026, SoFi Technologies, Inc. issued a press release reporting its financial results for the three and six months ended June 30, 2026. A copy of the press release is attached as Exhibit 99.1 and is incorporated herein by reference. The information in this Item 2.02 is furnished and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to liabilities under that section, and shall not be deemed to be incorporated by reference into the filings of the Company under the Securities Act of 1933, as amended, or the Exchange Act, regardless of any general incorporation language in such filings. Item 9.01 Financial Statements and Exhibits. (d) Exhibits Exhibit No. Description 99.1 Press release, dated July 29, 2026 104 Cover Page Interactive Data File (embedded within the inline XBRL document) 1 SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, as amended, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. SoFi Technologies, Inc. Date: July 29, 2026 By: /s/ Christopher Lapointe Name: Christopher Lapointe Title: Chief Financial Officer